residential mortgage

A Research on Pricing Residential Mortgage Loans Based on Option Theory

基于期权定价理论的住房抵押贷款保证险的定价研究

As an effective means to stir up residential consumption, Residential Mortgage Loan has been developed very quickly in recent years.

个人住房抵押贷款作为启动住房消费的有效措施之一，近年来已有了长足发展。

On the Reasonable Residential Mortgage Loan Interest Rate in China

我国个人住房贷款利率合理水平探讨

Valuing Credit Risk in Residential Mortgage Loans On the Reasonable Residential Mortgage Loan Interest Rate in China

住房贷款违约风险定量分析初探我国个人住房贷款利率合理水平探讨

The real estate sector, which accounts for a big part of banks' loan books, looks especially vulnerable – although demanding down-payment rules provide a big cushion on the residential mortgage side.

在银行贷款中占据较大比例的房地产行业，似乎尤其容易受到影响&尽管苛刻的首付比例规定，给住宅抵押贷款提供了一大保护。

A Study on Cumulative Logistic Regression Model to the Residential Mortgage Loans Risk Rating Evaluation

累积Logistic回归模型在住房抵押贷款风险等级评估中的应用

The complete implement of residential mortgage-backed securitization requires a process, so many things have to be solved, including constructing mortgage-backed securitization market, establishing SPV, perfecting mortgage guarantee system, cultivating organization investors, building legal system and so on.

全面实施住房抵押贷款证券化需要有一个过程，必须着力解决好一级市场的发展、成立交易机构、完善抵押担保制度、培育机构投资者以及法律法规体系的建设等关键问题。

FHLB are intended to provide liquidity to members, thereby increasing the supply of residential mortgage loans and community investment, and also provides services to community development and housing construction.

FHLB主要是向会员提供流动资金，从而增加住宅按揭贷款的信贷供给和社区投资，同时还为社区发展和住房建设提供各种服务。

Through discriminant analysis, the relative importance of each factor variable on the prepayment risk of personal residential mortgage is obtained.

通过判别分析，得出各因子变量对个人住房抵押贷款提前还款风险影响的相对重要性。

The first one is to perfect the system to prevent false residential mortgage loans.

对策之一：完善制度，杜绝假按揭对策之二：构建科学的住房抵押贷款资信评估系统。

Risk rating evaluation is an important content in residential mortgage loans' credit risk management.

住房抵押贷款的风险等级评估是住房抵押贷款风险信用管理的重要内容。

The bank created and sold Hudson mezzanine, which contained residential mortgage-backed securities from its own balance sheet, in late 2006.

高盛于2006年末创设并出售了hudson mezzanine，其中包含了来自其自身资产负债表的住房抵押贷款证券。

The most important single choice JPMorgan made was not to be big in the business of selling collateralised debt obligations based on residential mortgage securities.

摩根大通做出的一个最重要的选择就是：不要把基于住宅按揭证券的债务抵押债券（cdo）销售业务做得太大。